What is your true net worth?

Hi friends,

So many people look at their financial status as an indicator of their net worth and I frankly don’t agree with this logic.

We are so caught up in our society by seeing how much each of us has financially but the true picture can’t be that shallow or empty. How can we allow green paper with ink on it to define our “net worth”?

Let me walk you through what I see as the real measure of your true “Net Worth.”

Our lives are multi faceted and thank god we are all created with a multitude of talents, abilities and varying interests. What if we started to look at our true net worth by looking at life as it is, and not just through the jaded eyes of finances.

Since we all basically are playing six games simultaneously, lets measure each section and give each one a point factor that determines the “net worth” of each section. The areas to consider are. Spiritual, Relationships, Contribution, Financial, Health and Career.

So for example…

We all have relationships with friends, family, co-workers, maybe kids, etc. So ask yourself on a scale of one to 10, what point value do you give your relationship with…

Your kids, your spouse, your best friends, your colleagues, etc.

Give each one a point value and then I move on to another section.

What you’ll find as I have, is that you may be at a 10 in contribution but a 6 financially. Relationships and spirituality may be at a 9 and health may be slightly lagging behind.

In either case, I’ll bet you that when you look at the whole picture rather than just a small part like money, you’ll see that your “Real Net Worth” is much greater than you gave yourself credit for.

We all go through the ups and downs of life and I find it easier to go through them when I refer to an area that is peaking versus and area that is not doing as well. It’s the ebb and flow of life and nobody is impervious to it.

Start to look at yourself and your life on many fronts and you’ll always be able to find an area that you are content with or can quickly improve.

Learn to change what you can and let go of what you can’t.

I wish you a great day and remember to smile; you just might make someone else smile as well.

And, pass this blog to friends and colleagues.


Money – Money – and More Money

This post is going to be slightly longer than usual but I think you will enjoy it!

For over 20 years I have been fascinated with what it really takes to make a lot of money. I realized a long time ago that if someone else could do something or achieve something… then I could at least copy what they did, and get a similar… or better result.

In my younger years, making money was on top of my list so I became a very good student. But what I have discovered in my search is that it’s not just the people with the college degrees or the most potential who make the most money.

For example, you and I both could probably name some people who we think are smarter than we are, yet who don’t make as much money as we do. And we also could probably name some people who we think aren’t as smart as we are, but who make more money.

I was VERY fortunate that I had the desire to earn a lot of money…just as I hope you do. The reason I say that is because money is not hard to make if you understand how. But more than having just desire, I found a few mentors who really knew what making money was really all about; they were making millions, so I wanted to make millions.

As a matter of fact, I decided at the age of 22… that I was going to be a millionaire! I had no idea how…. but I was going to listen to the mentors and then do what they did.

Let me share with you a few simple things I learned that I think will help you on your quest for earning significantly more money. And since the “Street Kid” part of me wants it simple and fast, everything I do is about getting results now, not in 6 months. So everything you learn from me, you will be able to apply immediately.

So let’s begin.


First and foremost…earning a lot of money is not reserved for smart people. It’s reserved for people who do the right things – spiritually, mentally and physically, that attract money.

One of the first things you must understand is that the internal belief you have about what you think you can earn, is not your true potential, but a conditioned ‘belief’ based on your past results and old mental conditioning.

And as a reminder from previous reports… your internal image and conditioning controls what you focus on, attract and see. If you are conditioned to make $35k a year, all you see are opportunities and jobs in line with that image and focus. If you are conditioned to earn $200k a year, then all you are focused on is things that are in line with that financial level.

There is an exact science to earning money that most people have never been taught. I’ll give you an example of a couple of the easy rules you must understand for earning money. Without understanding and applying these simple rules, you are working harder than you need to be.

I’ve been able to help many people significantly increase their financial intake and lifestyle by simply understanding and following the information that follows, so here you go…

(Now remember, individually these rules may seem simple. But when you look at the 3 together…you’ll understand the potential effect they have on how much you can earn.)

Rule One: Define the overall market potential for the product, service or talent you have.

This is pretty easy: Do a lot of people need what you do or have…or is it just a few? The more potential there is for what you have or do, the more total money there is for you to attract. For example:

If you are a doctor, a salesperson, a secretary or a baker…there is a clear need in our society for what you do. The same holds true for professional athletes or musicians. There are some professions and products that have less need than others, therefore less earning potential.

Rule Two: I get paid in direct proportion to how replaceable I am… or how replaceable my product or service is.

In other words – how good are you? This is where earning money starts to get a little competitive. If you are easy to replace because the entry to what you do is easy, then you have to be very, very good to do well in that field. Otherwise you will have to share the potential intake between lots of people. The harder the entry, the higher the potential intake is because there are fewer people to share it with.

The same is true if you have a product or service that is easy to duplicate. Rarity increases value:

– Think of surgeon vs. a general doctor.
– Think of a rare original painting vs. a print.
– Think of an excellent salesperson vs. an ‘OK’ one.
– Think of how much Michael Jordan earns vs. a rookie…
– Think of any service you currently use that is so-so vs. another one that is excellent.

Who do you prefer to do business with? These 3 question areas should get you thinking about some of the basic stuff like…

1. How good is your product or service? If you aren’t the best, or close…. then why not?

2. What reasons are you ‘internally’ telling yourself for not being better? What is this costing you in financial intake and your life style?

3. Plain and simple – is your product, service or talent easily replaceable?

Rule Three: I get paid in direct proportion to how many people I can get to use and pay me for products, services or my talent.

Think about this for a moment: Compared to other people in your line of work, how good are you at getting people to know what you do and what you have to offer (your products and services lines)? And how good are you at getting them to use your products or services?

If you are honest with yourself about the answers, I think you’ll agree that in one or more of the areas there is room for improvement.

I’d like you to imagine what it would be like to double or triple your intake or revenues right now, what would you buy, where would you go, what would you have that you don’t right now?

I ask you these questions because I was asked them when I was 21. I liked the answers I came up with, so I decided to really go for it and learn and do what was needed.

If you don’t keep growing and learning, you’ve made an internal agreement with yourself that you are fine with how much money you are earning right now and with what you’ve got right now.

Until next time…

Create a great day!

How Much Do You Need To Earn Per Hour To Achieve Your Yearly Financial Goals?

Have you ever asked yourself what your highest income producing activity is?

If you’re like most people you probably go about your day-to-day business never really thinking about the moment to moment activities that consume your day.

I’d like to walk you through an exercise that has helped me and my clients really stay focused on earning their highest possible revenue per hour.

Let’s assume that we each start with 365 days in a year. If we take away the following:

  • Weekends- 104 days
  • 5 major USA holidays
  • 2 weeks of vacation
  • Personal religious holidays – (average 3)

That leaves each one of us with approximately 238 days in order to earn the income we desire. Of course we can add or delete days based on our own schedule and desires. If you multiply these 238 days times an average of 10 working hours per day, you are dealing with 2,380 hours of real work time for the year. So let’s do some math. If your yearly income goals are as follows…

  • $25k = you must be earning an average of $10.50 every hour of work
  • $50K = $21 per hour
  • $100k = $42 per hour
  • $250k = $105 per hour
  • $1 M = $420 per hour
  • $5 M = $2100 per hour
  • $10 M = $4200 per hour

In order to earn the income per year that you really want, you absolutely must be doing activities every hour that line up with this chart. If you catch yourself doing anything that isn’t your absolute highest producing income activity all the time, you are in effect making it much harder to achieve your desired financial goals. In other words:

Which activity or activities generate your highest producing income?

Consider these:

  1. What are you spending your time doing?
  2. Are you focused on the real moneymakers or the real time wasters?
  3. Are you making it easy for yourself to be a high-income earner or are you doing the things that can be done by someone whose income goal or ability is less than yours?

When you start to look at each hour this way, you’ll stop doing the small stuff and you’ll start doing the real high producing stuff that yields results. Just look at your most recent 3-5 days and count the number of hours you spent really making the big bucks vs all the stuff that creeps up on all of us.

What you discover will amaze you!

To You Having It All,